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Blog Posts in July, 2007

Real Estate Broker's Agreements

There are three types of broker arrangements – seller’s agent, buyer’s agent, and dual representation. By far the most frequent situation is that the broker is acting as a selling ...
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The Importance of Having a Will

A will allows you to decide who will get your money and property upon your death; otherwise, New York State directs which relatives will inherit under what is called “intestate ...
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1031 Like Kind Exchanges

This is a tax device utilized by investors who do not reside at the property, but rent it out for profit. There are many rules associated with like kind exchanges, but the basic idea behind it is that ...
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Health Care Proxies and Living Wills in New York

In New York, the document necessary to appoint someone to make health care decisions on your behalf if you are incapacitated is a Health Care Proxy. A Living Will is a companion document that ...
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Buyer Closing Costs

Closing costs can add up quickly at a closing, and include title insurance, attorney’s fees, bank attorney’s fees, title searches, survey costs, discount points, processing fees, mortgage ...
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Baldwin, New York, Money Names 25th Best Place to Live

I’ve lived in Baldwin, New York most of my life (in two different houses on the same street), so, of course, I was happy to hear about Baldwin being named the 25th best place to live for 2007 by ...
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HOME EQUITY THEFT PROTECTION ACT (HETPA)

We’ve all heard the horror stories about a poor widow being unable to afford her mortgage, and the mortgage goes into foreclosure. Then, someone comes along promising to “save” her ...
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Disposition of Remains, Responsibility Therefor

New York Public Health Law 4201 effective 8/2/06 sets forth the order of priority of persons who are able to dispose of the remains of a decedent. Prior to this law it was basically entrusted to the ...
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